AML & KYC Policy

1. Policy Objective & Scope

The purpose of this AML/KYC Policy is to prevent Capital Traders Hub platforms, smart contracts, and liquidity desks from being utilized for money laundering, terrorist financing, fraud, or unlawful activities. This policy applies unconditionally to all registered individual and institutional accounts.

2. Verification Tier Structure

Capital Traders Hub enforces a progressive 3-tier verification architecture:

Tier 1: Standard

Email verification & basic identity profile. Access to demo trading & simulation models.

Tier 2: Verified Pro

Government Photo ID & real-time biometric selfie verification. Unlocks live bot execution & withdrawals.

Tier 3: Institutional

Proof of address, corporate resolution & source of wealth verification. Unlimited volume & dedicated OTC desk.

3. Customer Due Diligence (CDD)

Clients requesting capital withdrawal or deploying high-capacity liquidity nodes must submit verifiable government documentation. Documents must be clear, unexpired, and authentic. For corporate accounts, Ultimate Beneficial Ownership (UBO) must be disclosed down to any individual holding 25% or greater equity.

4. Global Sanctions Screening & Politically Exposed Persons (PEPs)

Every applicant is screened against international sanctions lists (OFAC, European Union, United Nations, HM Treasury). Clients identified as Politically Exposed Persons (PEPs) are subject to Enhanced Due Diligence (EDD) and executive compliance committee sign-off.

5. Continuous Blockchain Transaction Monitoring

All incoming cryptographic deposits and outgoing capital withdrawals are analyzed via on-chain forensics. Addresses associated with darknet marketplaces, mixers, sanctioned protocols (e.g., Tornado Cash), or ransomware are automatically flagged and quarantined pending compliance audit.

6. Suspicious Activity Reporting (SAR)

Where suspicious patterns or illicit structuring are detected, Capital Traders Hub complies with statutory obligations to submit Suspicious Activity Reports (SAR) to competent financial intelligence units without tipping off the investigated subject.

AML & KYC Compliance Policy